G

gold card

See premier card.

I

in-house payment

A payment between different accounts held at the same branch of a financial institution.

independent ATM deployer (IAD)

Any institution, other than a bank or building society, owning and installing ATMs. In some card industry publications and other media these institutions are sometimes referred to as ISOs, an acronym which is derived from both independent service operators and independent sales organisations.

Industry Hot Card File (IHCF)

A computerised list of reported lost and stolen cards available to merchants to assist in the identification and prevention of fraudulent transactions.

integrated circuit card (ICC)

See chip card.

inter-bank clearing

The process of clearing payments between two Settlement Members.

inter-branch clearing

Also known as intra-bank clearing. The process of clearing payments between branches or agencies of the same Settlement Member.