APACS - the UK payments association

Cheques

How are foreign cheques cleared? And can UK cheques be cleared abroad?

There is no cross-border cheque clearing system. Foreign cheques are sent for collection direct to the bank on which they are drawn, a process which often takes several weeks although some banks/ building societies may provide value immediately subject to recourse. This process is known as negotiation. UK cheques are intended for use in the UK only and would have to be sent back here for collection or be negotiated with recourse if paid into a foreign bank.


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Related site link

Cheques and bankers' drafts More information on cheques and bankers' drafts.

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