How is my account protected against fraud/ fraudulent use?

It is very unlikely that this will ever occur because organisations using the Direct Debit Scheme go through a careful vetting process before they are authorised, and are closely monitored by the banking industry. But if money were to be drawn from your account fraudulently you would be protected by the Direct Debit Guarantee, and would be entitled to an immediate refund from your bank or building society.

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