Cash machine fraud is not a type of fraud but describes the location where it occurs. Cash machines are though a very safe way of withdrawing cash and accessing banking services although, unfortunately they do attract criminal attention.

The following advice will help minimise the chances of becoming a victim of such crime.

• Be aware of others around you. If someone is behaving suspiciously or makes you feel uncomfortable choose a different machine.
• If you spot anything unusual about the cash machine, or there are signs of tampering, do not use the machine and report it to the bank immediately.
• Be alert. If someone is crowding or watching you, cancel the transaction and go to another machine.
• Stand close to the cash machine. Always shield the keypad with your spare hand and your body to avoid anyone seeing you enter your PIN.

• If the cash machine does not return your card, report its loss immediately to your bank.