A Direct Debit is an instruction from a customer to their bank or building society authorising an organisation to collect varying amounts from their account, as long as the customer has been given advance notice of the collection amounts and dates.

It's the easiest way for you to pay your household bills or make regular payments to any organisation that accepts Direct Debit payments. It saves time, is more convenient and gives you greater control over your money.

Direct Debit is the preferred payment method for over 48% of the UK bill paying population because it provides so many advantages. Independent consumer research shows that 74% of users agree that direct debit makes life easier and 80% agree that direct debit saves you time.

The Direct Debit Scheme also protects you and your money by means of the Direct Debit Guarantee. All banks and building societies that take part in the Direct Debit Scheme operate this Guarantee. The efficiency and security of the Scheme is monitored and protected by your own bank or building society.